We have updated our cookies policy and privacy policy - you will only see this message once!

We use cookies to ensure that we give you the best experience on our website. Carry on browsing if you are happy with this, or to find out more go to our cookies policy and privacy policy for more information.

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Cookie Policy

This is our cookies policy for the Credit Score Matters Programme (which we call the "Scheme" in this policy).

This cookies policy is intended to be read in conjunction with our Privacy Policy and our Terms and Conditions. If you choose to continue to browse our site, we will assume that you are happy with our use of cookies and will continue to use them throughout your visit.

What is a Cookie?

Cookies are small text files which are placed on your device whenever you visit a website. We use cookies for different reasons including to enhance your experience when visiting our website.

How are Cookies used?

The Cookies we place on your device cannot be used to retrieve any other data from your storage, to pass viruses to your device, or capture your e-mail address. Each cookie is unique to your web browser and device. Some of the functions that cookies perform can also be achieved using alternative technology hence we use the term 'Cookies' in this notice.

Cookies serve several functions.

Session Management: Generally Cookies are used to recognise visitors when they return, to store preferences to improve the visitor experience. An example of this is a site using cookies to save your shopping basket when you return to the website.

Personalisation: Cookies can be used to remember information about a user in order to show relevant information in the future.

Tracking: Tracking cookies can be used to track user habits when browsing, cookies can be sent by the browser for each page visited on a site in order to create a log file. It is then possible to find out which pages a user has visited and in what sequence.

Types of Cookies

Session cookies: - temporary cookies are stored on your device for as long as you are on a website. When you close your browser and end your session the cookie is deleted. Session cookies can be used for Session Management.

Persistent cookies: - Long-term cookies that remain on your device after you've closed your browser. How long they stay on your device changes from cookie to cookie, but it's usually 30 days. Like session cookies, persistent cookies are also used to remember things from when you've been browsing, but because they're still on your computer after you've left a website, they can be used to make sure that when you return what you're seeing is relevant to you e.g. clothes like those you may have looked at previously or grocery items you may have bought before.

Third party cookies: - cookies that are set by or whose information is sent back to a website that is different to the one you're viewing. Advertisers often show adverts on sites that are not their own and use cookies to find out when people are viewing and clicking on those ads.

For the most part, the use of cookies is intended to improve a visitors experience of a website, either by remembering personal preferences or collecting anonymous statistics that, when analysed, can be used to improve your experience.

Do We Use Cookies?

We use session and third party cookies for the following purposes.

Session cookies: - We use session cookies to allow information you enter on 1 part of the site to be carried through the application to other pages, so you do not have to re-enter information several times. This cookie will be automatically deleted after you end the browser session.

Third party cookies: - Third party cookies are used to collect anonymous statistics that allow us to understand how visitors use our site. We use this information to help us optimise the website.

Managing your Cookies preferences on the Website

You can manage your cookies preferences through your browser settings. Help and advice on how to do this can be obtained from the following website:allaboutcookies.org/

Last updated April 2019
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